Kibopay Customer Reviews

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Recent User Reviews

February 4, 2025

Medical office that I go to uses Kibopay. They are charging fee for HSA cards and debit cards, which is against federal law (all 50 states). Even if the debit card is run as credit, still illegal.

Charles
September 28, 2024

Kibo pay is passing the 3.75% CC processing fee onto the customer. Your customers may decide to divorce you!

Chris

Kibopay Company Overview

KiboPay is a Chicago-based payment processing company founded by business owners to help small and medium-sized businesses reduce or eliminate credit card processing fees. The company offers a flat-rate subscription model at $29.99 per month, allowing merchants to process unlimited transactions without per-swipe fees. KiboPay employs a dual pricing model, enabling businesses to pass credit card fees directly to customers, effectively eliminating processing costs for the merchant.

KiboPay provides free EMV-compliant terminals and POS systems compatible with platforms like Clover, Revel, and NCR Silver Pro. The service includes next-day funding, PCI-compliant security measures, and 24/7 customer support. Additionally, KiboPay offers working capital advances based on future sales, with flexible repayment terms and no collateral required.

While KiboPay has received positive reviews for its cost-saving approach and customer service, some users have reported concerns about unexpected fees and the company’s affiliations with other service providers.