PayJunction Customer Reviews

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Recent User Reviews

November 13, 2021

I also am a customer who used the online gateway and had several pending charges to my credit card when I only entered the transaction once. According to the merchant, my card was declined due to the address not matching but I checked and they match. Also the next day, I had a fraudulent charge on that same credit card when I never did before.

Sonya N
April 30, 2021

I am a customer trying to pay on line and ended up with 6 pending on charges on my credit credit card because the form I was trying to figure out didn’t help me distinguish between the credit card billing address and the address where the work was carried out.

Maybe I was just plain tired.

Better customer interface would be helpful.

Jim

PayJunction Company Overview

PayJunction is a U.S.-based payment processing company founded in 2000 and headquartered in Santa Barbara, California. It provides integrated payment solutions for businesses that require in-person, online, and mobile payment acceptance. PayJunction’s cloud-based platform includes services such as credit and debit card processing, eChecks, recurring billing, and electronic signature capture. The system is designed to reduce paper use by digitizing receipts and storing transaction records electronically. Businesses can access a virtual terminal for managing payments and customer profiles in real time through a web interface.

PayJunction offers its own Smart Terminal hardware, which supports EMV, NFC, and magnetic stripe payments, and connects to the internet rather than being tethered to a desktop machine. The company promotes its pricing as transparent, primarily using an interchange-plus model, and offers month-to-month contracts with no early termination fees. Customer support and system access are available 24/7. PayJunction serves a variety of industries including medical, legal, education, and professional services, with a focus on improving efficiency through automation and cloud technology.