National Discount Merchant Services Customer Reviews

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Recent User Reviews

June 19, 2025

National Discount Merchant Services delivered what we needed without overcomplicating things. They walked us through the process, got us running fast, and everything’s been stable since. No billing confusion, no interruptions, just solid service.

Heather

National Discount Merchant Services Company Overview

National Discount Merchant Services (NDMS) is a credit card processing company that provides payment solutions to small and mid-sized businesses. Its services include point-of-sale (POS) systems, virtual terminals, mobile payment options, and e-commerce payment gateways. These tools allow businesses to accept credit and debit card payments in-person, online, and over the phone.

NDMS serves various industries such as retail, hospitality, and service-based businesses. Additional features may include recurring billing, ACH payment support, fraud detection, invoicing tools, and sales reporting. Hardware options typically include EMV-compliant countertop terminals and mobile card readers.

The company uses independent sales agents to market its services. As a result, pricing, contract terms, and lease agreements may vary depending on the agent and specific merchant account. Some businesses have reported multi-year contracts, early termination fees, and issues related to fee transparency. Reviews are mixed, with some customers citing helpful support and others expressing dissatisfaction with billing practices and unclear terms.