American Payment Systems Customer Reviews

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Recent User Reviews

May 27, 2025

We’ve been using American Payment Systems for a while now and it’s been consistent. The equipment works well, deposits show up on time, and the billing has been straightforward. It’s reliable and gives us one less thing to worry about.

Chris Moore

American Payment Systems Company Overview

American Payment Systems is a merchant services provider that offers electronic payment processing solutions for small and mid-sized businesses. Its services include support for credit and debit card acceptance through point-of-sale (POS) systems, virtual terminals, mobile payment tools, and online payment gateways. These solutions enable businesses to process transactions in person, online, or over the phone.

The company serves a variety of industries, including retail, restaurants, healthcare, and professional services. Additional features may include recurring billing, ACH payment processing, invoicing, fraud prevention tools, and transaction reporting. Hardware offerings typically include EMV-compliant countertop terminals and wireless card readers.

American Payment Systems may use both direct sales and independent agents to market its services, which can lead to variation in pricing, contract terms, and equipment lease agreements. Public reviews are limited, but available feedback references standard industry practices such as long-term contracts and early termination fees.