Preferred Card Services Customer Reviews
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Recent User Reviews
Switching to Preferred Card Services was one of the best decisions we’ve made for our business. Their team made the setup process simple, and our questions were answered promptly by someone who actually knew our account. We’ve experienced consistent uptime, fast deposits, and no surprise fees just straightforward service that works.
Preferred Card Services Company Overview
Preferred Card Services is a merchant services provider based in Coeur d’Alene, Idaho, established in 1986. It offers payment processing solutions for small and mid-sized businesses, including support for credit and debit card acceptance via point-of-sale (POS) systems, mobile payments, virtual terminals, and e-commerce gateways. The company is a registered ISO/MSP of Wells Fargo Bank and has operated for decades under the same leadership.
Its services span card-present and card-not-present transactions, recurring billing, ACH payment support, and fraud prevention tools. Equipment options include EMV-compliant countertop terminals and wireless readers. The company focuses on retail, service, and hospitality sectors, though public documentation on vertical-specific tools is limited.
Preferred Card Services reportedly uses a direct sales model, with limited evidence of reliance on third-party agents. Contract terms, including length and termination fees, may vary. The company does not publicly list pricing or standard fee structures. It is not accredited by the Better Business Bureau but holds an A+ rating with no recent complaints.