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Backbone Payments Company Overview
BackBone Payments is a U.S.-based Independent Sales Organization (ISO/MSP), founded in 2017 and headquartered in Orange County, California. The company provides merchant payment solutions across retail, hospitality, and e-commerce verticals. BackBone offers cloud-based POS systems (including its proprietary Vital POS on Android and iPad), EMV and NFC-enabled terminals, and integration support via Clover and popular shopping cart platforms. Payment channels include in-store, mobile, recurring billing, and online payments. It also offers advanced features like analytics tied to social media performance, credit kick‑start funding up to $10,000, and small merchant cash advances up to $250,000. Pricing options include interchange-plus or flat-rate models, with free equipment for qualifying merchants and transparent contract terms. BackBone promotes developer APIs and payment facilitation capabilities, supporting integrations for software developers and resellers. With a team of 10–50 employees, it aims to deliver flexible solutions and complete support for SMBs seeking unified payment tools.