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Happy Processing Company Overview
Happy Processing is a merchant services provider and Elavon Payments Partner operating from Fairfield, New Jersey. The company offers merchants an incentive-based processing model that includes cashback on processing fees. Their suite of services includes credit and debit card processing, POS solutions, gift and loyalty card programs, ACH services, merchant cash advances, check acceptance, and support for digital wallets like Apple Pay and Android Pay. They feature rapid funding approvals—up to 98% of financing applications are approved within 4 to 5 hours and funded within 72 hours—even for businesses with credit scores as low as 500. Their website highlights stories of merchants saving thousands annually. The company promotes transparent, customer-friendly service, aiming to simplify payment processing while rewarding businesses for choosing their platform.