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First Capital Payments Company Overview
First Capital Payments, operated by Hernandez Technologies, Inc., is a merchant services provider headquartered in Rochester, New York, with a presence in Buffalo. Founded in 2007, the company delivers tailored payment solutions that include credit and debit card processing, EMV-compliant and NFC-capable POS technology, e-commerce integrations, and multiple POS system options like Clover and Encompass. They also offer ancillary services such as gift card programs, restaurant-specific financing, and merchant cash advances, with a focus on fast, often next-day funding. With an A+ accreditation from the Better Business Bureau, First Capital Payments is led by business owner Hiram Hernandez and supported by customer contact Sheila Hernandez. Their localized service model emphasizes deep community ties, responsive support, and trusted relationships with small to mid-sized businesses across Western New York.