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Highnote Platform Company Overview

Highnote Platform, Inc., founded in 2020 and based in San Francisco, provides a unified API-driven payments infrastructure designed for embedded finance use cases. It offers end-to-end, cloud-native capabilities for card issuance, transaction processing, and credit programs—all via a single platform. Highnote enables businesses to issue virtual and physical cards, accept payments, manage a unified ledger, and build flexible funding flows with deep control over transaction details and spend behavior. The platform is built for modern scalability, with transparent pricing, enterprise-grade security, and fast integration using GraphQL APIs and SDKs. Since its launch, Highnote has raised over $235 million in funding—including a Series B round of $90 million valued at approximately $750 million—and has added acquiring capabilities to complement its issuing infrastructure.