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Mission Valley Bank Company Overview
Mission Valley Bank is a California-based community-focused financial institution offering personalized business and consumer banking services. Among its offerings is a merchant services division that enables businesses—like food trucks, cafés, and farmers’ market vendors—to accept payments using mobile terminals or advanced POS systems. The bank acts as a direct acquirer for major card networks (Visa, Mastercard, Discover), enabling competitive pricing, 24‑hour funding when paired with a Mission Valley Bank checking account, and flexible, contract-free agreements. Support is delivered locally, prioritizing real people and community-level service. Mission Valley also extends a broader suite of business solutions such as cash flow financing (via accounts receivable lending), treasury management, ACH origination, remote deposit capture, and branch-level banking services. They are a preferred SBA lender and emphasize streamlined, locally tailored financial solutions for small to mid-sized businesses.