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Affinity24 Company Overview

Affinity24 is a Christian family-owned merchant services provider based in Tustin, California, operating since 2014 as a sister company to Cutting Edge Bank Card Services Inc. With over 35 years of industry experience across the combined organization, Affinity24 serves more than 35,000 merchants nationwide. The company offers comprehensive merchant payment solutions—including credit and debit card processing, ACH transfers, payment gateways, POS hardware, invoicing systems, and tokenized recurring billing support—and is agnostic toward hardware and software integration. Commitment to faith-based business values comes through in their transparent practices: no contracts, fixed rates, direct in-house support, and dual-pricing methods that help merchants pass through processing costs. Security is a core focus, offering EMV/NFC support, 24/7 POS monitoring, and liability waiver protection in case of data breaches. Through its agent program and faith-driven mission, Affinity24 emphasizes honoring Christian values in every aspect of its operations.