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Onesto Payments Company Overview
Onesto Payments, Inc. — also known as One Source Merchant Solutions — is a New Jersey–based ISO registered with Wells Fargo Bank. It offers wholesale credit card processing under a flat monthly subscription model without markup on interchange. Merchants choose from tiered plans ranging from $29 to $99 per month, each including a low per-transaction fee and a 120-day satisfaction guarantee. Onesto serves retail, online, and subscription-based businesses using cloud-based POS systems, in-person terminals, mobile hardware, and virtual processing. They support brands like Visa, Mastercard, American Express, Apple Pay, and Android Pay. Onesto emphasizes transparent pricing, fast setup, and flexible hardware options, including Clover, ShopKeep, and reprogrammed terminals. As of recent data, the company has processed over $30 million in volume across more than 150 merchants.