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Payment Services Company Overview

Payment Services, LLC is a U.S.-based merchant services provider founded in 2004 and headquartered in Memphis, Tennessee. It functions as a registered ISO under Wells Fargo Bank, N.A., with expertise in supporting credit and debit card processing, electronic gift cards, and electronic check verification. The company emphasizes flexible solutions without long-term commitments and caters to both merchants and financial institutions through its partner programs. With over 60 years of collective industry experience on its team, Payment Services serves businesses and banks with merchant setup, processing tools, and dedicated support. It maintains BBB accreditation with an A+ rating and is led by President Kenneth T. Charbonnet, reflecting a strong local presence in payment solutions.