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Percapita Company Overview
Percapita Group, Inc. is a U.S.-based fintech committed to improving financial wellness, especially for hourly and underserved populations. Though not a bank, Percapita offers FDIC-insured cash accounts through Sutton Bank using digital technology to provide budgeting, saving, and spending tools in a single app. Users receive a Percapita Visa® Debit Card with access to 40,000+ fee-free ATMs, along with fee-free tools like auto-round savings (Penny Jar), separate “Needs” and “Goals” sub-accounts, bill pay, and an optional overdraft buffer. Additional features include early access to earned wages (Percapita Pay), international money transfers, rent reporting to build credit, cashback offers, and tax planning and filing tools—all designed to make everyday financial tasks simpler and more transparent. Founded in 2020 and headquartered in Chappaqua, New York, Percapita has raised approximately $29.6 million to date and continues to expand its digital wellness offerings through employer partnerships and an inclusive digital-first approach.