Submit Your Review
Recent User Reviews
There are no reviews yet. Be the first one to write one.
1ST Wholesale Card Solutions Company Overview
1st Wholesale Card Solutions (First Wholesale Card Solutions LLC) is a U.S.-based Independent Sales Organization (ISO) founded in 1997 and based in Portland, Oregon. It operates under dual sponsorship from Fifth Third Bank (Cincinnati) and Wells Fargo Bank (Concord, CA). The firm serves small and mid-sized businesses in verticals such as automotive, car wash, fleets, and general commerce. Its services include credit, debit, EBT, check and ACH processing, virtual terminals, e-commerce gateways, gift/loyalty programs, ATM placement, mobile payments, POS equipment such as PAX A920 and SwipeSimple, and recurring billing via tools like PayTrace. The company emphasizes transparent, no-contract pricing, next-day funding, equipment options including free or leased terminals, and personalized support through local representatives and 24/7 customer care. It emphasizes wholesale rates and volume-based pricing, alongside merchant goodwill guarantees such as best‑rate matching and PCI-compliant processing.