360 Payments Customer Reviews

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Recent User Reviews

December 23, 2025

Thorough explanations helped me understand every detail.

B. George

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360 Payments Company Overview

360 Payments is a U.S.-based payment processing company founded in 2011 and headquartered in Campbell, California. It serves a variety of business sectors, with a focus on automotive, healthcare, dental, and general B2B operations. The company offers in-person, online, and mobile payment solutions, including virtual terminals and API integrations. One of its key features is a text-to-pay service, which allows merchants to send secure payment requests via mobile devices. It also offers financing options for consumers, next-day funding, and tools for compliant surcharging. 360 Payments integrates with several industry-specific platforms, including automotive shop management systems. The company provides capital advance services and positions its support team in-house to handle merchant needs directly. Its offerings are structured to be transparent, with no hidden fees or long-term contracts.

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