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AFS Company Overview

Automated Financial Services (AFS) is a U.S.-based merchant services provider headquartered in Grand Forks, North Dakota. Founded in the early 2000s, AFS is a registered ISO of PNC Bank and delivers payment processing across a broad range of sectors including retail, lodging, restaurants, government, utilities, mobile, petroleum, and e-commerce. Its offerings encompass credit, debit, EBT, gift and loyalty card acceptance, along with both face-to-face and mail/telephone order solutions. AFS emphasizes flexible, touchless payment options and supports check-processing services. The company offers personalized support through in-house staff and tailored merchant account analysis, focusing on cost efficiency, service quality, and long-term client relationships. With approximately $4.7 million in reported revenue and a team of specialists committed to local merchant success, AFS positions itself as a reliable and transparent payment partner.