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AppTech Company Overview
AppTech Payments Corp. (NASDAQ: APCX) is a U.S.-based fintech company founded in 1998 and headquartered in Carlsbad, California. It offers merchant transaction services through EMV-capable terminals, e-commerce gateways, ACH processing, gift and loyalty programs, mobile wallet support, text-to-pay, and cross-border capabilities . The company provides digital banking tools and embedded payment solutions via its patent-backed platform Commerse™, enabling text messaging, API access, and issuer-based processing for cards and digital tokens . It recently launched a new lending integrations and processing service to support loan-related transactions with a target of over 250,000 monthly transactions . AppTech is publicly traded, employs fewer than 50 staff, and maintains PCI compliance and secure cloud infrastructure. Its client base spans SMEs, financial institutions, and corporate users. The company emphasizes innovation in embedded payments and banking, while expanding globally, including North American and MENA opportunities. Public revenue remains modest, reflecting early-stage growth.