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AptPay Company Overview
AptPay is a Toronto-based financial technology company that provides account-to-account (A2A) payment solutions for businesses, financial institutions, gaming operators, and enterprise clients. Its platform enables real-time pay-in and payout services, including features such as instant ACH, push-to-card transfers, and digital disbursements. The system supports account and identity verification, open banking integration, tokenization, and multi-currency settlement. AptPay offers developer APIs, hosted payment forms, and white-label options for clients seeking embedded payments infrastructure. It operates without long-term contracts or hidden fees and provides 24/7 customer support. AptPay serves clients across North America and Europe, aiming to reduce costs and settlement times associated with traditional payment rails. The company focuses on use cases like B2B transactions, gaming payouts, and alternative digital disbursements.