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Betterpay Company Overview
Betterpay is a U.S.-based merchant services ISO founded in 2016, operating under sponsoring banks such as Citizens Bank and Esquire Bank. The company delivers payment processing services tailored to small and mid-sized businesses across sectors including retail, restaurants, legal, medical, and e-commerce. Its offerings include EMV/NFC-enabled in-store terminals, mobile readers, virtual terminals, and e-commerce gateway support. Betterpay promotes a pricing model with zero markup over interchange, allowing merchants to pay only the true cost of processing, alongside cash discount programs. Contracts are month-to-month with no setup fees, no early termination penalties, and fast deposit options—including same-day availability. Additional services include working capital financing, bookkeeping tools, gift card programs, and integration with popular cart platforms. Merchants report typical savings of around 40% compared to traditional rates, and the company supports 24/7 U.S.-based customer service and dedicated account representatives.