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Blue Penguin Payments Company Overview

BluePenguin Payments is a U.S.-based fintech firm founded in 2018 and headquartered in Alpharetta, Georgia, that provides commercial payments infrastructure focused on accounts payable digitization and B2B virtual card issuance. Rather than offering traditional merchant services, its platform enables businesses to convert manual invoice and check handling into one-time or reloadable virtual card payments accepted at millions of vendor locations. It integrates into existing AP and ERP systems via REST APIs, turnkey connectors, or low-code/no-code tools, requiring no PCI exposure. With both white-label and direct models, BluePenguin supports vendors of all sizes—from SMBs to enterprise—through flexible deployment and partner-focused revenue strategies.