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BlueJay Payment Systems Company Overview

Blue Jay Payment Systems is a U.S.-based merchant services provider founded in 2002 and headquartered in Annandale, Virginia. Operated as a registered ISO under Wells Fargo Bank, the company specializes in processing credit and debit card payments for businesses across sectors such as restaurants, beauty salons, nail spas, dental and medical offices, and retail. Blue Jay provides EMV and contactless terminals, dual‑pricing cash discount models, and interchange-pass-through pricing without cancellation penalties. Its offerings include proprietary POS software tailored to service businesses, reflecting an emphasis on integrated checkout and customer retention tools. Blue Jay targets small and mid-sized merchants with month‑to‑month agreements and direct support. The company positions itself as a merchant-aligned alternative to larger processors, promoting transparent pricing and no long-term commitments.