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Bolt Financial Company Overview
Bolt Financial is a U.S.-based fintech company founded in 2014 that offers a one-click checkout platform aimed at improving online transaction speed and reducing cart abandonment. The platform combines payment processing, fraud detection, authentication, and customer account management into a unified interface. Bolt’s system supports recurring billing, passwordless login, and AI-driven personalization to help merchants improve conversion rates. The company also operates the Bolt Network, which enables recognized shoppers to check out quickly across participating sites. It supports both traditional and alternative payment methods, including options for stablecoin settlement and global payouts. In 2024, Bolt was acquired by Stax Payments, marking a shift toward broader embedded finance infrastructure. The platform appeals primarily to e-commerce businesses and software developers due to its API-first design and volume-based pricing.