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Recent User Reviews
Capital Bankcard has been steady and straightforward since we signed on. The application process was simple, and they didn’t overload us with technical terms. We’ve had consistent deposits and no surprise fees, which is exactly what we were looking for.
Capital Bankcard Company Overview
Capital Bankcard is a merchant services provider offering credit card processing and related payment solutions to small and mid-sized businesses. The company provides tools to accept payments through point-of-sale (POS) systems, mobile card readers, virtual terminals, and online payment gateways. These services support in-person, online, and keyed-in transactions using major credit and debit card networks.
Capital Bankcard serves businesses in retail, hospitality, professional services, and e-commerce. Additional services may include recurring billing, ACH processing, customer data tools, invoicing, and sales reporting. The company provides EMV-compliant hardware, including countertop terminals and wireless devices, and partners with processors such as Fiserv (formerly First Data).
The company uses a network of independent sales agents and ISO partners to market its services. This can result in variability in pricing structures, contract terms, and equipment leasing agreements. Some merchants have reported long-term contracts and early termination fees, while others have noted competitive rates and accessible support.