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Capital Payments Company Overview
Capital Payments, Inc. is a U.S.-based merchant services provider with over 30 years of combined team experience. It offers payment processing solutions across credit/debit cards, mobile, virtual terminals, and e‑commerce, supporting retail, hospitality, healthcare, and professional services. Capital Payments provides point-of-sale hardware, POS software, recurring billing, invoicing, gift and loyalty program support, PCI-compliant tokenization, fraud prevention tools, and customizable gateway integrations. The company emphasizes transparency—promising fixed flat-rate pricing, a “Low‑Cost Guarantee” with signed commitment letters, text‑to-pay tools, and lifetime rate locks. Services include next‑day settlement, personalized account management, and 24/7 U.S.-based support. While some public reviews are sparse, business messaging highlights honesty, integrity, and a promise that once merchants switch, they rarely change providers again.