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Card & Beyond Company Overview
Card & Beyond Merchant Services is a U.S.-based registered ISO under Wells Fargo Bank, founded in 2013 and headquartered in Englewood Cliffs, New Jersey. It serves small and mid-sized businesses—particularly in retail, hospitality, beauty, and B2B verticals—by offering credit and debit card processing, POS systems, virtual terminals, e-commerce gateways, and dual‑pricing cash discount programs. The company supports EMV, NFC, mobile wallets, and Level 2/3 data processing and facilitates integration with platforms like Shopify, QuickBooks, and major e-commerce carts. Its service model includes month-to-month agreements, free terminal installation and replacement, dual pricing options, and 24/7 multilingual support. Card & Beyond processes over $3 billion in annual volume and holds an A+ accreditation rating from the Better Business Bureau. Clients frequently highlight its responsive customer care, transparent pricing, and same-day technical issue resolution in Trustpilot and BBB reviews.