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Recent User Reviews

June 4, 2025

CardX helped us set up surcharging the right way, and it’s made a big difference in what we’re paying out each month. They explained everything clearly and made sure we were compliant. Now we’re keeping more of what we earn.

Marcus Dean

CardX Company Overview


CardX is a payment technology company that provides compliant credit card surcharge solutions for businesses. Its platform enables merchants to pass credit card processing fees to customers while maintaining compliance with card brand rules and state regulations. CardX offers both in-person and online solutions, including point-of-sale terminals, virtual terminals, and hosted checkout pages. The system automatically calculates and discloses the surcharge at the time of transaction and ensures that customers using debit cards are not charged. CardX integrates with a range of payment systems and provides tools for reporting, reconciliation, and compliance documentation. It is used by merchants across various industries who seek to reduce or eliminate their credit card processing costs. The company operates as a registered ISO and works with partner banks to support payment acceptance and settlement.