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Recent User Reviews

June 4, 2025

ChargeToday helped us get up and running quickly when we needed a reliable processor on short notice. The approval process was fast, setup was simple, and everything’s been running smoothly since. Their support team is easy to reach and always on point. Couldn’t have asked for a better experience.

Rachel Kim

ChargeToday Company Overview

ChargeToday is a merchant services provider headquartered in Daytona Beach, Florida, with over 25 years of experience in the payment processing industry. The company offers a range of solutions tailored to various business types, including retail, mobile, and e-commerce operations. ChargeToday’s services encompass credit and debit card processing, ACH transactions, and support for digital wallets such as Apple Pay, Google Pay, and Samsung Pay.

The company provides point-of-sale (POS) systems, including Clover terminals, and integrates with platforms like NMI and Authorize.net to facilitate online payments. ChargeToday also offers mobile payment solutions compatible with smartphones and tablets, catering to businesses operating in non-traditional settings.

In addition to payment processing, ChargeToday provides merchant loans with flexible repayment options tied to daily credit card sales, aiming to assist businesses in managing cash flow and pursuing growth opportunities .

The company’s pricing structure includes transaction fees, monthly and annual charges, and potential early termination fees. While ChargeToday emphasizes transparent pricing, businesses are advised to review contract terms carefully to understand all associated costs .

ChargeToday maintains PCI compliance and employs fraud prevention tools such as encryption and real-time transaction monitoring to ensure secure payment processing.