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Cliq Company Overview
Cliq is a U.S.-based fintech company headquartered in Costa Mesa, California, that offers payment processing and embedded financial technology via a suite of APIs. The company provides merchant services including credit and debit card processing, ACH/e‑check payments, virtual terminals, and prepaid and payroll card issuance. Cliq also supports tip distribution, expense cards, split-settlement flows, chargeback remediation, and recurring billing. Its platform integrates with partners such as ISOs, ISVs, and property management, fintech, and hospitality platforms to deliver branded payment solutions. Cliq also offers custom prepaid card programs under its “Cards by Cliq” and “Pay by Cliq” offerings. It operates under bank sponsorship by multiple U.S. banks and processes billions monthly. The company maintains a focus on tailored and scalable solutions for industries ranging from retail and restaurants to nonprofits, camps, and government entities. Contract terms are typically tiered pricing with multi-year agreements, and user feedback frequently cites strong tech integration capabilities balanced against concerns over high early termination fees and surprise rate changes. cardpaymentoptions.com+1retailtechinsights.com+1