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Recent User Reviews

May 27, 2025

We use Dwolla to handle our ACH transfers, and it’s been both efficient and reliable. The platform integrates well with our internal systems, and the documentation made implementation straightforward. It’s helped us cut down on payment delays and manual work.

Dwolla

Dwolla Company Overview

Dwolla is a financial technology company that provides payment infrastructure focused on facilitating ACH (Automated Clearing House) transfers for businesses. Rather than functioning as a traditional merchant services provider, Dwolla offers an API-based platform that enables companies to build and manage ACH payment capabilities within their own applications and systems. It does not process credit or debit card transactions.

Dwolla’s platform supports bank account verification, balance checks, and funds transfers between U.S. bank accounts. It is primarily used by businesses that require direct bank-to-bank payments, including marketplaces, SaaS providers, and platforms with disbursement needs. Features include support for same-day ACH, real-time payments (via FedNow), and fraud monitoring.

Pricing is structured in tiers based on usage and API access levels. Clients are required to comply with know-your-customer (KYC) and anti-money laundering (AML) standards. Dwolla is not a bank; it partners with financial institutions to provide regulated financial services.