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ECRYPT Company Overview
ECRYPT is a U.S.-based, API-first payment gateway and processing platform designed for developers, software platforms, marketplaces, and financial institutions. Founded in 2019 and headquartered in Westlake Village, California, ECRYPT operates as part of Preferred Payments, leveraging its infrastructure and ISO/MSP partnerships with banks like Elavon, Fifth Third Bank, Wells Fargo, Westamerica Bank, and Moneris Canada. The platform supports seamless, multi-channel payment processing—online, in-person (via Cloud EMV), and hybrid checkouts—while offering branded dynamic checkout flows optimized for conversion. Built for flexibility and control, ECRYPT provides robust developer tools, subscription management, fraud protection, tokenization, level 2/3 optimization, surcharge/preference management, and 24/7 dedicated customer support. Notably, the company is unfunded and competes within the broader B2B payments landscape, alongside leaders such as Stripe, PayPal, and Flutterwave.