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EncompassFi Company Overview
EncompassFi is a fintech provider founded in Henderson, Nevada, and led by founders Noel Noriega, Eric Hwang, and William Roseberry. The company delivers tailored merchant payment and payroll solutions designed for small businesses. Its payments offering includes countertop terminals, virtual terminals, point-of-sale systems, and e-commerce integrations—all at a flat, transparent rate with no hidden fees. On the payroll side, EncompassFi provides a flat-fee model billed per employee or contractor per month, which includes unlimited pay runs (regular, bonuses, terminations, etc.) without incremental costs. The platform also supports business financing options such as equipment loans, working capital, real estate financing, and lines of credit.