First Choice Merchants Customer Reviews

First Choice Merchant Inc., doing business as First Choice Merchants and First Choice POS, is a payment processing Independent Sales Organization based in Brooklyn, New York. The company was incorporated in March 2009 by founder Moses Moskowitz and provides credit and debit card processing, ACH services, payment gateways, and point-of-sale hardware and software to retail, wholesale, restaurant, e-commerce, and mail and telephone order merchants.

The firm is a registered ISO of Wells Fargo Bank, N.A. (Concord, CA), a registered ISO of Fifth Third Bank, N.A. (Cincinnati, OH), and a registered MSP/ISO and payments partner of Elavon. Its product set includes the proprietary First Accept gateway, virtual and mobile terminals, Clover POS hardware, next-day and late-batch funding, chargeback management, Level II and III interchange optimization, and merchant cash advances.

First Choice Merchants does not publish processing rates, monthly fees, or contract terms on its website. Pricing is quoted on a per-merchant basis after a representative reviews the applicant's transaction profile.

Reported by user reviews and expert content, First Choice generally sells through a tiered or interchange-plus pricing model paired with Clover hardware and supplements card revenue with merchant cash advance funding. Prospective merchants should request a written fee schedule covering monthly statement fees, batch fees, PCI compliance fees, the contract term, and any early termination fee or equipment lease commitment before signing.

Ownership/Leadership: Moses Moskowitz

Address: 2 Skillman Street, Suite 203, Brooklyn, NY 11205

Phone: (877) 422-0909

Website:firstchoicemerchants.com