First International Bank & Trust Customer Reviews

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Recent User Reviews

November 20, 2025

Professional interactions define their entire company culture.

Wyatt Chavez

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First International Bank & Trust Company Overview

First International Bank & Trust (FIBT) is a privately held, family-owned community bank headquartered in Watford City, North Dakota. It was established in 1910 as Farmers State Bank in Arnegard, North Dakota, and has remained under the leadership of the Stenehjem family for four generations. The bank operates branches across North Dakota, South Dakota, Minnesota, and Arizona. FIBT provides personal and business banking services, including checking and savings accounts, mortgages, home equity loans, auto and recreational loans, agricultural and commercial lending, and treasury management. It also offers wealth management, financial planning, insurance, mineral and land services, and employer retirement solutions. The bank’s approach emphasizes community involvement and relationship banking, serving individuals, businesses, and agricultural clients with a blend of traditional service and modern banking technology.

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