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Recent User Reviews
We’ve worked with a few high-risk processors before, and High Risk Commerce has been the most straightforward. They explained the terms clearly upfront, and we haven’t had any surprises. Processing has been reliable, and the account setup was handled professionally.
High Risk Commerce Company Overview
High Risk Commerce is a payment processing company that provides merchant accounts and transaction services to businesses classified as high-risk. It operates as a DBA of Conquest Financial and was established in 2014. The company works with multiple acquiring banks and processors, including Elavon, to facilitate card-not-present and international payment processing. It serves industries that typically face regulatory scrutiny or elevated chargeback rates, such as adult entertainment, online gaming, nutraceuticals, and e-cigarettes.
Services offered include virtual terminals, payment gateways, recurring billing, and multi-currency processing. The company supports over 120 currencies and imposes a transaction cap of $750 per individual payment. This cap may limit its suitability for businesses with higher ticket transactions. Approval times are listed as approximately 48 hours after submission, and the company reports a high approval rate, though this is not independently verified.