Humboldt Merchant Services Customer Reviews

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Recent User Reviews

May 27, 2025

What stood out about Humboldt Merchant Services was how steady everything has been since we signed on. We don’t have to chase down answers or worry about missing deposits. We’re happy and satisfied.

Kevin Foster

Humboldt Merchant Services Company Overview

Humboldt Merchant Services is a payment processing provider that specializes in serving high-risk and card-not-present businesses, though it also works with traditional retail and service-based merchants. The company offers credit card and debit card processing through point-of-sale (POS) systems, virtual terminals, mobile payment tools, and e-commerce gateways. These services support in-person, online, and phone-based payment acceptance.

Humboldt serves industries such as e-commerce, nutraceuticals, subscription services, travel, and other business types that may face difficulty obtaining merchant accounts through traditional providers. Additional features include recurring billing, ACH payments, chargeback management, fraud detection, and detailed reporting. The company offers EMV-compliant terminals and supports integration with various software platforms.

Humboldt Merchant Services is a registered ISO of Fifth Third Bank and does not rely on independent agents, which helps provide more consistent contract terms and pricing transparency. Contracts may still include standard terms such as monthly minimums or early termination fees depending on the business profile.