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Recent User Reviews
Instabill turned out to be a solid choice. Communication was consistent throughout the application and since going live, things have been smooth—no missed payouts, no sudden policy changes.
Instabill Company Overview
Instabill is a merchant services provider that specializes in credit card processing for high-risk and international businesses. The company offers merchant accounts for card-present and card-not-present transactions, including e-commerce, mail order/telephone order (MOTO), and mobile-based payments. Its services include payment gateways, virtual terminals, and multi-currency processing.
Instabill works with offshore and domestic acquiring banks to place businesses that may not qualify for traditional merchant accounts. Supported industries include CBD, adult entertainment, travel, tech support, and other sectors often classified as high-risk. Additional features may include recurring billing, fraud protection, and chargeback mitigation tools.
The company acts as a broker and works with a network of acquiring banks, meaning pricing, approval time, and contract terms can vary widely depending on the business type, processing volume, and location. Contracts may include rolling reserves, higher processing fees, and early termination clauses depending on risk classification.