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IPFS Company Overview

IPFS Corporation, formerly known as InterImperial PFS, is one of North America’s largest and longest-standing commercial insurance premium financing firms. Established in 1977, the company provides short-term loans for businesses and individuals to secure property and casualty insurance without tying up capital. Its integrated platform—often referred to as “One Platform”—combines premium financing capabilities with digital payment solutions. These include branded payment pages, embedded payments, real-time dashboards, e-signature tools, and cancellation-avoidance features. IPFS additionally supports insurance agents and carriers through a unified technology stack for both financing and payments, backed by a network of local offices across the U.S., Canada, and Puerto Rico. In 2024 alone, the company facilitated over $17 billion in financing across 835,000 premium loans and achieved a reported 97% customer satisfaction rating.