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IPpay Company Overview
IPpay LLC is a global electronic payments processor and merchant services provider, operating as a registered ISO/MSP under several financial institutions, including FFB Bank, Westamerica Bank, BMO Harris Bank, and the Commercial Bank of California. Founded in the mid-1990s and headquartered in Riviera Beach, Florida, IPpay evolved from its parent company, ConVergence Technologies, Inc., which restructured into three subsidiaries—IPpay, MitoTec, and CTIconnect—in 2017. The company specializes in solving card-not-present (CNP) and recurring payment challenges, initially focusing on telecom and internet services. Its platform features simple implementation, month-to-month agreements, no early termination fees, low or zero gateway fees, tokenization, account updater services, and real-time reporting. IPpay serves sectors such as telecom, utilities, subscription services, and rural banks, delivering uninterrupted recurring billing and comprehensive gateway functionality—all backed by responsive technical support and streamlined billing.
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