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JIM Company Overview
JIM is a U.S.-based fintech app that allows merchants to accept contactless payments directly on an iPhone without additional hardware. It uses Tap to Pay technology and supports major credit cards and digital wallets, including Visa, Mastercard, American Express, Discover, Apple Pay, and Google Pay. The platform charges a flat 1.99% fee per transaction with no monthly fees, hidden charges, or complex pricing tiers. After each sale, funds are made instantly available through a virtual Visa prepaid card, which can be added to Apple Wallet and used immediately. JIM also includes an AI assistant that helps users generate sales reports, digital receipts, and simple business insights. The product is offered by CloudWalk Inc. and partners with U.S. banks for card issuance. While JIM markets itself as a streamlined, no-hardware-needed solution for small businesses, there are currently no formal third-party customer service ratings or publicly available reviews assessing long-term reliability or user experience.