About Low Interest Pros
Overview
Low Interest Pros LLC is a merchant service provider and payment technology firm headquartered in Riverside, California. The company is a registered ISO and MSP that sells merchant accounts and point-of-sale technology to small and mid-sized businesses across the United States through relationships with multiple sponsor banks and processing back-ends.
Sponsor Bank and Processor Relationships
According to the company's own footer disclosure, Low Interest Pros is registered as an ISO or MSP of Elavon, Inc. (Atlanta, GA), Payment Processing Technologies LLC partnered with North American Bancard LLC, Finical Inc. partnered with Nuvei Technology Network, CardConnect, Shift4 with sponsor bank Citizens Bank, N.A. (Providence, RI), and Celero Commerce together with United Merchant Services of California, which is in turn sponsored by Synovus Bank (Columbus, GA) and PNC Bank, N.A. (Pittsburgh, PA).
Products and Services
Low Interest Pros sells countertop and wireless terminals from Clover, Talech, Ingenico, Dejavoo, Pax, and Valor; standalone Clover POS systems and self-service kiosks; mobile card readers; EBT-capable equipment; and virtual terminal and e-commerce gateway access. Program offerings include traditional interchange-plus card processing, a dual pricing program, a cash discount program, a buy-now-pay-later financing program, business funding and merchant cash advances, donation gateway processing, payroll services, and high-risk and international offshore merchant accounts.
Pricing
Low Interest Pros does not publish a rate card on its website. According to the company's own materials and expert content, pricing is quoted per merchant after a free statement analysis, with terms varying by business type, average ticket size, monthly volume, and the chosen sponsor-bank and processor relationship. The company markets dual pricing and cash discount programs that shift the cost of card acceptance to the cardholder at the point of sale as an alternative to traditional interchange-plus or flat-rate pricing. Specific buy rates, monthly fees, equipment lease terms, and early-termination provisions are not disclosed publicly and could not be independently verified.
Contact
Ownership/Leadership: Joseph Hunt and Elizabeth Ramirez (Managing Members)
Address: 11801 Pierce St Ste 200, Riverside, CA 92505
Phone: (866) 235-9129
Website:lowinterestpros.com
Recent User Reviews
This service stands out from every other one I’ve tried. It’s fast, simple, and completely dependable. Even during busy times, it never slows down or fails. I trust it completely with my business.