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Merchant Nations Association Company Overview
Merchant Nations Association (also known as Merchant Nations or MNA) is a U.S.-based independent sales organization and managed service provider registered with Elavon. Operating from Georgia, the company assists small to mid-sized businesses nationwide in implementing dual-pricing or cash-discount models—often promoting what it calls “0% processing fees” by passing transaction costs to customers. MNA offers payment solutions across e-commerce, virtual, and in-store channels, with integrations for POS systems like Clover and SpotOn, invoice links, and self-order kiosks. It also supports business services such as equipment financing, digital marketing, email/SMS campaigns, and coupon programs. The firm emphasizes transparent billing, requires no long-term contracts, and promotes speed of onboarding. Public reviews are limited, but available feedback highlights reliability and remission of processing costs. While MNA advertises savings transformation from traditional processing, businesses should carefully review how fees are structured and disclosed. Overall, the association positions itself as a cost-saving, all-in-one payment and fintech partner for growing merchants seeking alternative fee models.