Mom & Pop Merchant Solutions Customer Reviews

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Recent User Reviews

February 20, 2025

My wife and I sent bret 200 for envelopes that we never received. Long story short.. we had sent multiple emails right after we ordered them and never heard a word from him or anyone at this is company! Just recently he acts interested in looking into the issue but then turns the whole thing around on me and my wife saying we were being harsh with his staff(not the words he used). This man uses nothing but profanity and tells me to f off. I won’t recover the $200 that he literally took and gave nothing in return for.

Scott
November 6, 2022

What a clown show.

First of all, if you look at any of the “Positive reviews”on this page, you’ll notice that not ONE of them claims to have made any money.

Secondly, I (apparently) had the audacity to ask Bret if this was a position for a closer he was trying to fill or if I had to pay money – because the ad looked like an offer for a closer in a company. I further explained that if I have to pay money, I’m not interested.

I got one response from “Stacie” who said that there’s no room in their company for doubters and they were no longer interested in interviewing me.

Then I got another email, from “Matt” this time.. with that same “you’re nothing but a doubter” bs.

In other words, the answer to my question actually was, “Yes. You have to pay money.”. They just won’t admit it upfront.

If you’re looking for a closer’s position (as they advertised), they’re actually not. They’re looking to sign you up for this that and the other and make sure you pay top $ for it. People don’t make money in this business after that.

If they did, then were are the thousands of success stories on this page? For all the “positive” reviews, not ONE person mentions they made any money, or that their life improved in any way.

I told them they were amateurs using deceptive advertising to drive people who are more gullible than I to their site to sign up for their garbage so they can then charge them a zillion – but not before you leave a positive review about their training.

That’s why no one claims on the reviews to have made any money, because they yet hadn’t. They’d just gone through the free training (which will drain 6 hours out of your life). Also, none have come back to update and tell us all how successful they’ve all become since.

Because they haven’t.

Like any pyramid scheme, it’s only the people at the tip of the pyramid making any money from the 99% of suckers who were gullible enough to believe them. If it’s not a pyramid, then why should you have to pay fees to work for them?

No no. That’s a pyramid scheme. You have to pay for the privilege of being a manager so you can recruit people below you. Those people pay you money to put them through the same rigamarole you were too stupid to say no to, and now you’re scamming them. Then you teach them to scam others.

That’s called MLM, or however they want to dress it up, its a pyramid.

Part of the way they keep their scheme going is to capture reviews after the free training – as the reviews themselves give away. That’s what people are speaking positively about. Not any actual success they may have had.

If you want to test just how pathetic this company’s reps are, just ask them, before they interview you, if you have to pay any money or if this is a sales position that they’re trying to fill. Then watch them collapse all over themselves like flan in a cupboard. They’ll even try to convince you that the BBB ratings are meaningless. HA. Problem with that statement, is that is precisely what you’d expect a company with a lousy reputation to say.

The company I work with has an A- with a 4.6 customer rating on the BBB. We’re proud of that rating and point it out any time we get buyer resistance because of fear of the unknown. Then I ship them to the BBB and they feel 100% better. That’s how important the BBB rating is. This thing.. is a total scam. Just keep walking.

Nic

Mom & Pop Merchant Solutions Company Overview

Mom & Pop Merchant Solutions is a U.S.-based financial services company specializing in alternative business funding, primarily through merchant cash advances. Founded in 2007 and headquartered in Portland, Oregon, the company provides unsecured working capital to small and mid-sized businesses across the United States. Funding amounts can reach up to $1 million, with disbursements typically occurring within 1 to 2 business days. Repayment is structured as a percentage of the business’s future credit card sales, allowing for flexible terms based on revenue flow.

The company operates through a network of Independent Sales Organizations (ISOs), offering training and support to over 128,000 individuals in the industry. While Mom & Pop Merchant Solutions emphasizes quick funding and accessibility, some reviews have noted concerns regarding high-interest rates, limited transparency in fee structures, and aggressive sales tactics . The company is not accredited by the Better Business Bureau but holds an A+ rating, with a 2.78 out of 5-star average based on customer reviews.