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Nihao Pay Company Overview
NihaoPay is a U.S.-based payment orchestration platform launched in the mid‑2010s. It enables merchants worldwide to accept payment from Chinese consumers using digital wallets like Alipay, WeChat Pay, and UnionPay without needing separate merchant accounts for each. The platform supports multiple methods of integration—including QR code payments, in‑app workflows, and redirect payment pages—delivering multi‑currency settlement in currencies such as RMB, USD, EUR, JPY, and HKD. NihaoPay features unified API access, PCI Level 1 security, self-service onboarding, fraud and chargeback tools, and real‑time reporting. The company operates internationally—with merchants in over 100 countries—and handles millions in daily transaction volume, typically charging a flat transaction rate (commonly around 2.6%) plus a small settlement fee per payout. It is valued for simplifying Chinese mobile wallet acceptance into global e‑commerce and retail operations.