Pacific Payment Systems Customer Reviews

Pacific Payment Systems is a U.S.-based payment processing reseller. According to the company's website, it operates as a Registered MSP/ISO of Elavon, Inc., a wholly owned subsidiary of U.S. Bancorp based in Minneapolis, Minnesota. The company markets payment acceptance products to small and mid-sized merchants across retail, restaurant, automotive, healthcare, and e-commerce verticals.

Services and Products

Pacific Payment Systems sells mobile payment acceptance, e-commerce gateway services, and point-of-sale solutions to merchants on the Elavon platform. Marketing materials on the company's site emphasize cash discount and surcharge pricing programs as a way for merchants to offset processing costs, along with one-on-one onboarding and account support. Hardware referenced in marketing materials includes terminals and countertop POS devices.

Processing Rates

Pacific Payment Systems does not publish a standardized rate schedule on its public website; merchants receive a quote after a sales consultation. The company markets cash discount and surcharge programs that pass a portion of processing costs to customers as a service fee at the point of sale. As reported by user reviews and expert content, merchants who choose a traditional pricing model are most often placed on tiered or interchange-plus structures arranged through Pacific Payment Systems on the Elavon platform.

Other Fees

Reported by user reviews and expert content, customers may encounter monthly account fees, statement fees, PCI compliance fees, batch fees, and equipment costs or lease payments tied to terminals or point-of-sale systems. Early termination fees can apply depending on the specific contract; exact dollar figures are not disclosed on the company's public site.

Phone: (866) 975-5554

Website:pacpayments.com