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Pay N Seconds Company Overview
Pay N Seconds (operated by PNS Partners, LLC) is a U.S.-based third-party payment facilitator headquartered in Murfreesboro, Tennessee. It delivers a unified and automated payment experience—accessible online, via phone, in person, or through SMS—under a single secure login. The platform consolidates e-billing, interactive voice response (IVR), text-based payment links, recurring billing, and transaction reporting, complemented by robust consumer analytics. It offers flexible pricing options that allow businesses to choose whether to absorb processing costs, share them, or pass them fully to the customer, often as a service fee. Security is a priority: Pay N Seconds is PCI-DSS compliant and uses tokenization and encryption to safeguard transactions. Funding for businesses typically occurs within 24 hours of settlement. While ideal for utilities, government services, educational programs, and billing organizations seeking cost-effective and self-service-enabled payment solutions, Pay N Seconds requires clients to process a minimum of 100 transactions per month and maintain at least three years of financial history.