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PCBancard Company Overview

PCBancard, LLC is a U.S.-based Independent Sales Organization specializing in merchant services, operating under multiple banking partners including Synovus Bank, Fifth Third Bank, Wells Fargo, and Citizens Bank. As an Inc. 5000-recognized company, it offers transparent dual-pricing programs aimed at helping businesses offset credit card processing fees without increasing their sales prices. Their service suite includes traditional card processing, EMV-compliant POS systems, virtual and e-commerce gateways, Level 2/3 processing for commercial cards, ACH/invoicing, check acceptance guarantees, cash advances, gift card solutions, and rapid daily funding—including weekends. PCBancard promotes clear interchange-plus or flat-rate pricing, hands-on onboarding through PCBancard University, and software integrations with partners like PAX and Devajoo. Headquartered in Mountain Lakes, New Jersey, it focuses on accessible, honest customer service and streamlined merchant operations.