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Phase 3 Payments Company Overview
Phase 3 Payments is a U.S.-based merchant services provider and ISO/MSP of Woodforest National Bank, offering payment processing tools that aim to eliminate surprise fees and long-term contracts. Based in Sioux Falls, South Dakota, the company serves businesses in retail, restaurants, eCommerce, professional services, gas/convenience, and high-risk industries. Its services include POS hardware, card readers, virtual terminals, e-commerce integrations, invoicing & recurring billing, loyalty & gift card tools, and fast-settlement/disbursement of funds. A distinguishing feature is its promise of transparent pricing with no hidden fees, no forced contracts, and local support with 24/7 availability. Phase 3 also emphasizes underwritings tailored to minimize delays, clear statements, and customer service that is responsive and human-focused.