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Qolo Company Overview

Qolo is a fintech company founded in 2018 and headquartered in Fort Lauderdale, Florida. It offers a cloud-native, API-first payments infrastructure designed for modern businesses that demand speed, flexibility, and integrated ledger control. Qolo’s all-in-one platform includes Quantum Ledger, a dual-entry financial ledger directly connected to payment rails such as ACH, RTP, wires, and card networks, enabling real-time reconciliation and granular fund management. Its Qinetic Issuing module allows businesses to issue virtual, physical, or prepaid cards with precise transaction routing, funding control, and fraud protection. Qascade Money streamlines money movement across banking networks using unified API access, replacing fragmented systems. Backed by over $18 million in venture funding from investors like Raptor Group and KeyBank, Qolo stands out as the first fully cloud-native payments platform—delivering high scalability, ultra-low latency (down to 1 ms), and rapid deployment flexibility. clientele includes digital-first enterprises and banking partners that build embedded payment solutions using its unified financial infrastructure.

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