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Spike Financial Company Overview
Spike Financial, headquartered in Houston, Texas, is a payment technology provider that delivers merchant services, ACH solutions, and point-of-sale systems nationwide. Serving businesses that range from single-location shops to multi-location enterprises, the company custom-designs payment setups featuring POS hardware, mobile and virtual terminals, and e-commerce capabilities. Backed by Woodforest National Bank, Spike emphasizes transparent pricing, no long-term equipment leases, same- or next-day funding, and 24/7 tech support from its Texas-based team—available even on holidays and weekends. Clients benefit from streamlined onboarding, real-time fraud detection, reporting tools, and flexible billing structures tailored to verticals like retail, restaurants, healthcare, gas stations, and more.